Information You Need When Facing a DUI Charge in California(916) 629-4529
Your Auto Insurance
Auto insurance will be a major concern if you are convicted of a DUI. Neither you, the DMV nor the police are required to alert your insurance company if you are arrested for DUI, but if convicted, you will be required to carry certain types of auto insurance in order to restore and maintain even limited driving privileges.
To prove you’ve met this financial requirement, you will be required to obtain a “form SR-22” from an insurance company to be submitted to the California Department of Motor Vehicles. The DMV will notify you when you are required to submit this form to their agency.
There is normally a minimum of three years this proof of auto insurance must be on file with the Department of Motor Vehicles. If your insurance is discontinued for any reason, your insurance company is required to notify the DMV and you will be required to obtain another.
Insurance companies closely monitor DUI statistics for national, state and local trends, and they’re acutely aware that their costs go up because of alcohol-related accidents and losses. They pass these costs on to all their customers, but especially to those with DUI convictions. Most people recognize this and know that their insurance costs are going to go up after a drunk-driving conviction. Unless you already have a poor driving record and/or this is a repeat offense, though, there may be about a 50% increase or more in your insurance premium.
Discuss your situation with an SR-22 insurance professional to determine the types of coverage that are best for you and whether it’s best to buy your SR-22 as a separate policy or bundle it with a new or existing policy (which may automatically increase your premiums).
Feel free to contact any of our sponsors for information on obtaining DUI insurance.
To prove you’ve met this financial requirement, you will be required to obtain a “form SR-22” from an insurance company to be submitted to the California Department of Motor Vehicles. The DMV will notify you when you are required to submit this form to their agency.
There is normally a minimum of three years this proof of auto insurance must be on file with the Department of Motor Vehicles. If your insurance is discontinued for any reason, your insurance company is required to notify the DMV and you will be required to obtain another.
Insurance companies closely monitor DUI statistics for national, state and local trends, and they’re acutely aware that their costs go up because of alcohol-related accidents and losses. They pass these costs on to all their customers, but especially to those with DUI convictions. Most people recognize this and know that their insurance costs are going to go up after a drunk-driving conviction. Unless you already have a poor driving record and/or this is a repeat offense, though, there may be about a 50% increase or more in your insurance premium.
Discuss your situation with an SR-22 insurance professional to determine the types of coverage that are best for you and whether it’s best to buy your SR-22 as a separate policy or bundle it with a new or existing policy (which may automatically increase your premiums).
Feel free to contact any of our sponsors for information on obtaining DUI insurance.
CALIFORNIA DUI GUIDE
The Legal Process - What does a DUI attorney do?
Bailing Out - How to select a Bail Bond Agent
The DMV and You - How to protect your right to drive.
Your Auto Insurance - Should I call my Insurer?
Your Employer - Should I notify my employer of a DUI?
DUI and Immigration - I'm not a citizen!
Your Future - How can this affect my life?
Your Health - Do I have a bigger problem?
Resource and Reference - Numbers to know.
The Legal Process - What does a DUI attorney do?
Bailing Out - How to select a Bail Bond Agent
The DMV and You - How to protect your right to drive.
Your Auto Insurance - Should I call my Insurer?
Your Employer - Should I notify my employer of a DUI?
DUI and Immigration - I'm not a citizen!
Your Future - How can this affect my life?
Your Health - Do I have a bigger problem?
Resource and Reference - Numbers to know.
